Should You Buy Monero in 2025?

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At HelloSafe, our expert has been monitoring the evolution of Monero cryptocurrency for over three years. Every month, hundreds of thousands of users in Singapore rely on us to analyze market trends and identify the best investment opportunities. Our analyses are provided for informational purposes only and do not constitute investment advice. In line with our ethical charter, HelloSafe has never purchased Monero nor received any compensation from entities associated with its ecosystem.

Monero in brief

How much does 1 Monero cost?

The price of Monero is up this week. Monero (XMR) is currently trading around SGD 440, with a 24-hour move of approximately -1.3% and a weekly performance up by 0.4%. Its market capitalization sits at about SGD 8.1 billion, with a circulating supply of 18.45 million XMR—putting it at rank #31 by market cap globally.

Monero’s price remains dynamic, offering both risks and investment opportunities for Singaporean crypto enthusiasts amid ongoing market volatility.

Our comprehensive review of the cryptocurrency Monero

Have Monero’s latest upward surges, regulatory challenges, and deep ecosystem innovations redefined its risk/reward outlook? After systematically analysing Monero’s 3-year trajectory, on-chain sentiment, technical triggers, and competitive landscape through our proprietary quant models, critical bullish patterns emerge. So, why could Monero represent a strategic re-entry point within the privacy-focused crypto sector in 2025?

Recent Performance and Market Context

Price Evolution: Volatility Breeds Opportunity

Over the last twelve months, Monero (XMR) has staged a remarkable recovery from cyclical lows, currently oscillating near $325–$330 USD—a level representing a robust +110% appreciation in H1 2025 alone. These figures underscore pronounced volatility: daily swings range from -2% to +1.7%, with the asset surging to $362 in May 2025 before retracing toward strong support.

Monero remains 40% below its all-time high ($542 in 2018), despite global risk-off episodes and regulatory overhangs. Notably, the average daily trading volume ($70–95M) highlights sustained liquidity even amid significant price recovery—an unequivocal marker of market conviction.

Positive Recent Catalysts

• Integration of the Tari layer-1 protocol, enhancing privacy app composability
• Strong mining participation and resilience, underpinned by RandomX ASIC-resistance
• Growing adoption in censorship-resistant commerce and cross-border finance

While forced delistings (notably from Binance and Kraken in the EEA) have trimmed some exchange liquidity, the network’s resilience and the expanding DeFi integration narrative are increasingly evident.

Macro & Sectoral Tailwinds

Macro sentiment around digital privacy is on the ascendant as global surveillance concerns intensify. The sector’s narrative is increasingly shaped by demand for censorship-resistant money and sovereign store-of-value options—vectors directly benefiting privacy coins like Monero.

Technical Analysis

Key Crypto-Indicators

• RSI (14-day): 46.75 — in neutral territory, revealing neither overbought nor oversold conditions; thus, XMR exhibits potential headroom for upward moves.
• MACD: Mixed signals signal consolidation, yet subtle bullish divergence is detectable on higher timeframes.
• Moving Averages: The price cluster near $325–$330 remains above key short-term moving averages, while medium-term resistance looms at ~$380.

Technical Structures & Signals

• Solid Support: Multiple tests of the $300–$320 band have held, confirming psychological and structural support.
• Resistance: The $380–$400 area represents a formidable ceiling; a break would significantly strengthen XMR’s bullish thesis.
• Momentum: Presently in a consolidation phase, Monero signals a maturing base from which renewed upside could unfurl. Volatility compression is often the precursor to substantive directional moves.

Short/Mid-Term Outlook

The technical structure suggests a favorable risk/reward setup: pullbacks into the low $300s have historically been welcomed by buyers, while momentum indicators show growing latent demand and decreasing supply on exchanges. Such environments frequently precede upside reversion.

Fundamental Analysis

Adoption, Ecosystem, and Strategic Partnerships

• Dominance: Still the clear leader within the privacy coin vertical by market cap and technical maturity.
• Community: Development remains entirely open-source, truly decentralized and unaffected by centralized governance—critical in regulatory environments.
• Technology: Innovations such as ring signatures, stealth addresses, RingCT, and perpetual tail emission power XMR’s value proposition for privacy-centric users.
• Integration: The Tari integration expands potential privacy-enabled applications and fortifies Monero’s role within the broader crypto economy.

Relative Valuation and Market Positioning

• Market Cap: ~$6.02B—placing XMR as one of the stalwarts of the non-Bitcoin, non-Ethereum digital asset sector.
• Exchange Volume: Persistent daily turnover in the $70–$95M range suggests robust ongoing interest and maintains XMR’s liquidity profile despite regional delistings.
• Tokenomics: No pre-mine, immutable supply, and guaranteed mining incentives—clear differentiators and bullish signals versus peers.

Structural Strengths

• Resilience: Monero has weathered regulatory crackdowns and exchange delistings without compromising its core network or decentralization ethos—a testament to its antifragility.
• Innovation Pace: Continuous improvements in core protocol and privacy primitives keep it technologically ahead in a rapidly evolving landscape.
• Community: A vibrant contributor base, regular audits, and proactive transparency drive sustainable decentralization.

Volumes and Liquidity

Significant volumes, especially post-delisting, point to unyielding market interest—a key confidence signal. XMR’s ability to maintain top-20 crypto status, even under sectoral duress, highlights its institutional relevance and strong user conviction.

Positive Catalysts and Future Prospects

• Protocol Upgrades: Continuous privacy enhancements and DeFi integrations (via Tari and similar) open new utility channels.
• Adoption Trends: Growing demand for censorship-resistant, anonymous money—both among individuals and, increasingly, privacy-focused organizations.
• Regulatory Developments: While regulatory risk exists, it is partially priced in; historical precedents (e.g. Bitcoin’s path) suggest that scarcity-induced access drives up long-term perceived value.
• Tail Emission: Ensures consistent miner participation and network longevity—key to blockchain security.
• Institutional Attention: Discreet, but rising, with privacy concerns at the center of many future finance debates.

Investment Strategies

Entry Scenarios by Investment Horizon

• Short-Term (Swing Trading, Speculative):
• Possible Strategy: Entry on consolidation pullbacks ($300–$320), targeting breakouts above $380 as a tactical trade. Volatility provides attractive setups for experienced traders.
• Medium-Term (3–12 Months):
• Possible Strategy: Positioning pre- or post-major protocol upgrade (Tari layer, core privacy feature rollouts) may allow capture of event-driven upside. The historical pattern of sharp upward moves after major development milestones supports this thesis.
• Long-Term (HODL, Structural Growth):
• Possible Strategy: Strategic accumulation on periodic regulatory-driven selloffs or amidst broader market risk events. Monero’s core privacy value proposition and antifragile network structure strongly support a multi-year conviction hold.

Positioning on Technical Pullbacks

Market structure indicates that patient accumulation at established supports ($300–$320) or on dips ahead of anticipated upgrades historically generates outperforming entries.

Monero 5-Year Price Projections

Is Now the Time to Consider Monero?

Monero illustrates a compelling blend of technological maturity, network resilience, and growing adoption—strengths seldom matched across the digital asset landscape. Its recent robust price action, high and sticky volumes, and proven utility as the pre-eminent privacy coin justify a sharply renewed interest from both tactically-minded and long-horizon investors. Notably, Monero’s antifragility to both market and regulatory shocks has reinforced its leadership, while its innovative privacy stack remains unrivalled.

The convergence of deep liquidity, tested support levels, and a calendar full of protocol enhancements combine to paint an optimistic outlook for the coming years. For those seeking asymmetric risk/reward in a sector poised for renewed momentum, the fundamentals and technicals of Monero could well justify a proactive stance.

In short, Monero combines technical robustness, network effect, and a strong value narrative—factors that could propel it into a new bullish phase as the demand for financial privacy mounts globally. The opportunity seems pronounced for market participants attentive to both cycle timing and underlying fundamentals.

How to buy Monero?

It is straightforward and secure to purchase Monero (XMR) online through regulated platforms, even for new investors in Singapore. There are two main methods to get exposure to Monero: by direct, spot purchase (owning the actual coins) or by trading Contracts For Difference (CFDs), where you speculate on price movements without holding the underlying asset. Both ways have their specific features, costs, and risk profiles. If you want to compare available platforms for buying Monero, a full comparison by conditions and fees can be found further down this page.

Spot Purchase

Spot buying Monero means you are purchasing real XMR, which is then stored in a crypto wallet under your control. This method is popular with investors who prefer clear ownership and increased privacy. When you buy Monero on a local platform, you typically pay a fixed commission per trade – in Singapore, fees often range from 0.5% to 1.5% per transaction, deducted in SGD.

Informations importantes

Example:
Suppose Monero is trading at 1 XMR = USD $330 (approx. SGD $445 as of June 2025).
With an investment of SGD $1,000, you could purchase just over 2.24 XMR after a standard transaction fee, like SGD $10.

• If the Monero price rises by 10%, your holding would be worth approximately SGD $1,100.
  Result: +SGD $100 gross gain, representing a +10% return on your initial investment.

Trading via CFD

With CFDs, you do not possess Monero itself. Instead, you enter an agreement to exchange the price difference of Monero between the start and end of your position. This is a flexible way to speculate on XMR’s price rising or falling, without the hassle of storing coins. CFD trading involves a spread (the buy/sell difference) and may have overnight financing fees if you keep your position for multiple days.

Informations importantes

Example:
You invest SGD $1,000 and choose a 5x leverage.

• This gives you a market exposure of SGD $5,000.
  If Monero’s price increases by 8%, your position moves 8% × 5 = 40%.
  Result: +SGD $400 gain (before fees), on your initial SGD $1,000.

Final Advice

Before investing in Monero, it is essential to compare the fees, security measures, and terms offered by each platform. Each method carries unique risks and benefits, from real asset ownership to leveraged exposure. Your best approach will depend on your investment goals, risk tolerance, and previous experience with digital assets. For a detailed comparison of platforms accessible in Singapore, refer to the comparison table further down this page.

Our 7 tips for buying Monero

The latest news about Monero

Monero continues to demonstrate strong resilience and price stability amid global regulatory pressures this week. In the face of increasingly strict regulations, including recent announcements from the European Union regarding a ban on privacy coin trading from 2027 and high-profile delistings across major global exchanges, Monero’s price has held steady within the $325–330 USD range over the past week. Despite short-term volatility, technical signals have indicated consolidation with a neutral Relative Strength Index (14-day RSI at 46.75) and robust support levels detected at the $300–320 range. This stability stands out as a positive signal, especially for Singapore-based investors who continue to have consistent access to Monero via established exchange infrastructure not affected by EU regulations.

Ongoing technology innovation is enhancing Monero’s ecosystem and long-term competitiveness for privacy-focused users in Singapore. The recent integration of the Tari layer-1 blockchain, alongside continued advances in privacy-preserving technologies and the consistent success of the ASIC-resistant RandomX mining algorithm, reinforces Monero’s reputation as the preeminent privacy coin. These developments contribute to an active and resilient network, supporting both mining participation and user privacy—a combination of particular interest to consumers and businesses in Singapore, a country known for both its strong technological infrastructure and attention to regulatory compliance.

Growing demand for financial privacy fuels Monero’s adoption for censorship-resistant payments, a trend with relevance to the Singapore market. As concerns regarding financial surveillance and data protection increase across Asia, Monero’s privacy features—such as ring signatures and stealth addresses—are drawing heightened interest from individuals and enterprises seeking censorship-resistant modes of transacting. Singapore’s ecosystem, characterized by sophisticated digital finance adoption and deepening dialogue around data privacy, could see increasing utility among local users who prioritize discretion and anonymity in their transactions.

Monero’s market performance in H1 2025 remains a strong positive outlier among privacy coins, with growth drivers intact for the local context. Monero posted a +110% gain over the first half of 2025, rebounding impressively from previous regulatory shocks. This persistent upward momentum, sustained by robust daily trading volumes ($70–95 million USD) and positive market sentiment (with consensus future price targets up to $425 and high-end predictions reaching $608 by year-end), suggests continuing global—and regionally relevant—demand. Notably, Singapore’s position as a financial hub with a proactive approach to digital assets may provide additional institutional and retail tailwinds for Monero.

Singapore-based platforms remain key access points for Monero, reflecting both regulatory clarity and user demand in the country. Unlike many Western exchanges that have recently suspended privacy coin trading, Singapore-regulated exchanges such as Coinhako and Tokenize Xchange continue to enable legal Monero trading under the jurisdiction’s existing digital asset framework. Local clarity and supportive infrastructure are enabling Singaporean investors and privacy advocates to participate in the Monero ecosystem, distinguishing the country as a regional safe haven for privacy-enabling assets even as other markets enact prohibitions.

FAQ

P. Laurore

Finance expert

Co-founder of HelloSafe and holder of a Master's degree in finance, Pauline has recognised expertise in personal finance, which she uses to help users better understand and optimise their financial choices. At HelloSafe, Pauline plays a key role in designing clear, educational content on savings, investments and personal finance. Passionate about financial education, Pauline strives, with every piece of content she oversees, to provide reliable, transparent and unbiased information for independent and informed financial management. To this end, she has tested over 100 trading platforms to help internet users make the right choices.