Should I buy Bank of America stock in 2025? Singapore Investment Insights

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At HelloSafe, our expert has been tracking the performance of Bank of America for over three years. Every month, hundreds of thousands of users in Singapore trust us to decipher market trends and identify the best investment opportunities. Our analyses are provided for informational purposes and do not constitute investment advice. In accordance with our ethical charter, we have never been, and will never be, compensated by Bank of America.

What is Bank of America?

How much is Bank of America stock?

The price of Bank of America stock is rising this week. As of now, Bank of America trades at USD 48.93 per share with a 24-hour increase of USD 0.22 and a weekly gain of 3.10%. The company boasts a market capitalization of around USD 368.53 billion and an average daily volume of 46.52 million shares over the last three months. Its current P/E ratio stands at 14.61, the dividend yield is 2.13%, and the stock’s beta is 1.32, indicating moderate market volatility. Given its strong performance and global reputation, Bank of America remains appealing to Singapore investors seeking both stability and growth.

Our full analysis of the Bank of America stock

We have meticulously reviewed Bank of America’s latest financial results, in-depth stock performance over the past three years, and the broader sector landscape. Leveraging a combination of leading financial indicators, technical signals, market intelligence, and competitor analysis through our proprietary algorithms, this analysis aims to uncover key drivers of value—and opportunity. So, why might Bank of America stock once again become a strategic entry point into the global banking and financial services sector in 2025?

Recent performance and market context

Bank of America has posted an impressive performance in 2025, with the share price currently at USD 48.93, reflecting a 22.29% gain over the past twelve months and a 42.28% increase in the past six months. The bank’s equity has weathered volatile global conditions better than most large-cap peers, supported by a robust U.S. economic rebound and continued strong consumer demand. Major institutional activity on NYSE, combined with elevated intraday volumes, highlights renewed investor confidence. Notably, Bank of America’s recent quarterly results outperformed analyst expectations, with revenue of USD 27.37 billion and a net income of USD 7.4 billion. The 3.10% weekly gain and a resilient YTD move signal sustained strength as Asian investors reassess the U.S. market’s risk-reward profile and seek both growth and stability.

The macroeconomic backdrop, featuring gradual monetary easing expectations and a soft-landing scenario in the U.S., has fueled optimism in premium international banking stocks. The resilience of U.S. consumer spending, lower-than-expected inflation, and regulatory signals have all contributed to Bank of America’s recent momentum. For Singapore-based investors, the U.S. financials sector presents a diversified hedge and an attractive entry point into dollar-denominated assets.

Technical analysis

From a technical perspective, Bank of America demonstrates a clear bullish momentum. The 14-day RSI at 78.88 places the stock in overbought territory, which is a hallmark of persistent buying interest, often preceding minor consolidations before new upward legs. The MACD (0.19) maintains a strong buy signal, in agreement with its moving averages: the price is consistently trading above its 20-, 50-, and 200-day moving averages, by 6.43%, 11.46%, and 12.74% respectively.

Key technical support resides at USD 46.00, with resistance zones identified around USD 48.00–49.31. The formation of a golden cross (50-day average surpassing the 200-day average as of late June) is a textbook bullish reversal that often precedes sustained uptrends. Short- and medium-term momentum confirm that pullbacks are being bought aggressively, with trading volumes amplifying on positive days. For tactical investors, the prevailing technical structure suggests the stock is well-positioned for continued outperformance, particularly if support levels hold during any upcoming market volatility.

Fundamental analysis

Bank of America’s fundamental profile remains exceptional among global banks. Quarterly revenues have rebounded above expectations, aided by double-digit growth in trading revenue (equities +17%, bonds +5%) and robust performance in net interest income. With more than USD 368 billion in market capitalization, it ranks as one of the world’s largest and most systematically important banks.

At a P/E ratio of 14.61 and a forward P/E of 11.53, the stock trades at a valuation that is not only attractive compared to its growth trajectory but also offers a favorable yield of 2.13%. The recent 8% dividend increase to USD 0.28 per share signals growing confidence in long-term profit sustainability and a solid capital return profile. Bank of America’s commitment to a prudent, shareholder-centric distribution strategy, alongside exceptional cost management, underscores its capacity for durable earnings in a shifting macro landscape.

Strategically, the bank’s leadership in consumer and commercial banking, wealth management, and global markets is reinforced by a forward-thinking innovation culture. Its investments in digital transformation and AI-driven financial solutions are yielding productivity gains and strengthening competitive moats. The bank’s position in major U.S. and global indices, as well as its strong brand and market share, provides institutional recognition while broadening its investor base internationally—including in Singapore.

Volume and liquidity

With an average 3-month trading volume of 46.52 million shares, Bank of America is one of the most liquid blue-chip stocks worldwide. This depth ensures narrow bid-ask spreads, minimal transaction costs, and the ability for institutional and retail investors to enter or exit positions efficiently. The vast float and wide institutional ownership further protect against undue price manipulation, reinforcing stable market pricing and dynamic price discovery.

For dynamic investors in Singapore, this robust trading volume means Bank of America is ideally suited for both tactical allocations and longer-term strategic exposure to U.S. financials. High liquidity combined with steady capital inflows highlights growing market confidence, which tends to amplify bullish moves and support subsequent valuation upgrades.

Catalysts and positive outlook

• Dividend growth and capital returns: The 8% rise in quarterly dividend (to USD 0.28/share) signals management’s confidence in sustainable earnings growth and enhances the yield profile for income-focused investors.
• Positive stress test outcome: Success in July 2025 Fed stress tests reaffirms the bank’s exceptional capital resilience, opening doors for larger buybacks and additional dividend increases.
• Innovation and digital transformation: Ongoing strategic investments in digital capabilities, AI-powered client solutions, and fintech partnerships will further future-proof Bank of America’s business lines.
• Favorable macro context: A potential soft landing and rate normalization in the U.S. may stabilize net interest margins while supporting loan growth and trading activity—catalysts likely to drive further upward earnings revisions.
• Sector strength: U.S. financial sector outperformance, driven by regulatory tailwinds and strong consumer spending, directly benefits Bank of America’s diversified business portfolio.
• ESG leadership: The bank’s ongoing commitments to ESG, sustainability initiatives, and community finance enhance its attractiveness to institutional investors and strengthen its long-term brand value.

Investment strategies

• Short-term positioning: Technical support at USD 46 and positive near-term news flow offer attractive entry points for active traders. Event-driven catalysts, such as earnings releases and dividend announcements, could trigger upside volatility.
• Medium-term opportunity: The company’s accelerated trading revenues, continued dividend growth, and digital transformation are likely to deliver steady performance for investors looking to compound returns over quarters.
• Long-term conviction: With its dominant industry position, cutting-edge innovation, and prudent risk management, Bank of America offers a rare blend of dividend yield, growth, and resilience. Its global reach and diversified revenue streams make it a strategic anchor for portfolios seeking exposure to developed market financials.

Is it the right time to buy Bank of America?

Considering Bank of America’s outstanding business fundamentals, dynamic earnings momentum, attractive valuation, and recent technical breakout, the current environment appears highly favorable for new or increased positions in this blue-chip stock. The bullish combination of record trading volumes, expanding dividend distributions, and leadership in both traditional and digital banking signal a business entering a renewed growth cycle. The bank’s recent topping of key resistance levels, matched by robust analyst consensus and risk-adjusted returns, reinforces its status as a strategic asset for both short-term gains and long-term compounding.

In summary, Bank of America’s blend of market leadership, financial strength, attractive yield, and proven ability to navigate shifting economic environments seems to represent an excellent opportunity for investors in Singapore and across Asia. All signs indicate that the stock may be entering a new bullish phase, worthy of close attention and serious consideration for inclusion in forward-looking portfolios.

How to buy Bank of America stock in Singapore

Buying Bank of America stock online is simple and secure when using a regulated broker in Singapore. You can purchase shares with a cash account for long-term investing or trade via Contracts for Difference (CFDs) for leveraged positions. Spot buying means you directly own the stock, while CFDs are contracts reflecting price movements but without ownership. Each method has different fees and risk profiles. For a clear comparison of reliable brokers and their fees, be sure to check the comparison table further down the page.

Cash buying

A cash purchase means buying Bank of America shares outright, making you a shareholder eligible for dividends. Local brokers typically charge a fixed commission per order, often ranging from SGD 5 to SGD 25.

Gain scenario

If the Bank of America share price is USD 48.93, you can buy around 20 shares with a USD 1,000 stake, including a brokerage fee of around USD 5.

If the share price rises by 10%, your shares are now worth USD 1,100.

Result: +USD 100 gross gain, i.e. +10% on your investment.

Trading via CFD

CFD trading on Bank of America shares allows you to speculate on price movements without owning the stock. You only need to deposit a margin, not the full value of the shares. Typical costs include the spread (difference between buy and sell price) and overnight financing if you hold positions long-term.

CFD Trading Example: Gain Scenario

You open a CFD position on Bank of America shares, with 5x leverage.

This gives you a market exposure of USD 5,000 for an initial USD 1,000 stake.

✔️ Gain scenario:

If the stock rises by 8%, your position gains 8% × 5 = 40%.

Result: +USD 400 gain, on a bet of USD 1,000 (excluding fees).

Final advice

Before investing, always compare brokers’ fees, trading platforms, and support, as these can impact your experience and returns. Whether you opt for direct share ownership or CFD trading depends on your investment objectives, risk appetite, and time horizon. A side-by-side broker comparison is available further down to help you choose confidently.

Our 7 tips for buying Bank of America stock

The latest news about Bank of America

Bank of America stock rises 3.1% this week, outperforming US financial peers. The share price climbed to USD 48.93, boosted by positive capital flows after quarterly results and a robust rebound in trading revenue. This sustained upward momentum aligns with the broader trend in US markets and signals renewed investor confidence in large American banking stocks, including those with exposure to Asia-Pacific capital markets.

Strong Q2 trading and capital market revenues drive continued earnings surprise. Confirmed by official financial releases, the bank’s trading division delivered +17% in equities revenue growth, supporting overall solid quarterly earnings. This performance reassures investors in Singapore pursuing US diversification, as Bank of America’s profitability is increasingly resilient amidst global volatility.

The latest annual dividend increase (+8%) reinforces the stock’s appeal for yield-focused investors. The new quarterly dividend of USD 0.28 per share will benefit international investors, including those in Singapore, who seek income from blue-chip US stocks. This action, coupled with the stock’s 2.2% estimated yield, adds defensive value in uncertain interest rate environments.

Technical signals are strongly bullish, with the 50-day moving average crossing above the 200-day average. The recent “Golden Cross” and RSI of 78.88 show sustained buy-side pressure and potential for further upside. Analysts consider these signals constructive for short- and medium-term positioning, particularly for clients managing Singaporean multi-asset or balanced portfolios.

Consensus analyst recommendations remain “Moderate Buy” with upward revisions from major institutions. UBS recently upgraded Bank of America to “Buy” and set a price target of USD 53, citing the bank’s execution and growth prospects. This institutional stance provides an additional signal of confidence to investment professionals in Singapore considering US bank sector allocations.

FAQ

P. Laurore

Finance expert

Co-founder of HelloSafe and holder of a Master's degree in finance, Pauline has recognised expertise in personal finance, which she uses to help users better understand and optimise their financial choices. At HelloSafe, Pauline plays a key role in designing clear, educational content on savings, investments and personal finance. Passionate about financial education, Pauline strives, with every piece of content she oversees, to provide reliable, transparent and unbiased information for independent and informed financial management. To this end, she has tested over 100 trading platforms to help internet users make the right choices.