Should You Buy StoneCo Stock in Singapore in 2025?

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At HelloSafe, our expert has been tracking the performance of StoneCo for over three years. Every month, hundreds of thousands of users in Singapore trust us to decipher market trends and identify the best investment opportunities. Our analyses are provided for informational purposes and do not constitute investment recommendations. In accordance with our ethical charter, we have never been, and will never be, compensated by StoneCo.

What is StoneCo?

StoneCo Stock Price

The price of StoneCo stock is rising this week. The current share price is $16.18, up 1.07% over the last 24 hours and 8.23% for the week. StoneCo’s market capitalization stands at $4.39 billion and average 3-month daily volume is 6.09 million shares. The stock trades at a forward P/E ratio of 11.30 and has a dividend yield of 0%. The beta is 1.92, highlighting above-average price volatility and opportunities for active investors.

Our full analysis of the StoneCo stock

We have conducted a rigorous review of StoneCo’s latest financial results, as well as an in-depth analysis of its share price trajectory and sector positioning over the past three years. By blending a comprehensive set of financial indicators, proprietary technical signals, and peer benchmarking with global market data, our proven analytical models provide a multi-dimensional view of StoneCo’s investment profile. So, why might StoneCo stock once again become a strategic entry point into the fintech sector in 2025?

Recent performance and market context

StoneCo has recently delivered a performance that stands out on the Nasdaq, with its share price advancing to $16.18—a notable position close to its 52-week high. The stock has surged 8.23% over the last week, gaining an impressive 103% year-to-date, and 33.6% over the past twelve months. These strong gains reflect both StoneCo’s successful adaptation to market shifts and an improved appetite for emerging-market fintechs among global investors.

This rally has been supported by positive business events. The company’s Q1 2025 earnings release exceeded analysts’ expectations across all major metrics, including revenue and margin growth. In tandem, the Brazilian macroeconomic environment—marked by accelerating digital adoption, robust demand for SME financial services, and a supportive regulatory landscape—serves as fertile ground for StoneCo’s scalable technology and local expertise to create value.

Technical analysis

StoneCo’s technical setup presents numerous bullish signals reinforcing its current momentum. Its 14-day RSI sits at 65.61, indicating sustained buying with the potential for further advances before overbought conditions emerge. The MACD at 0.65 confirms positive momentum and an ongoing bullish structure.

The stock trades comfortably above every key moving average: 5-day ($15.94), 20-day ($14.84), 50-day ($14.09), and 200-day ($11.09)—each acting as a springboard for continued upward movement. Critical support holds around $15.80–$16.00, while resistance is set at the recent high of $16.32. StoneCo’s ability to defend these support levels, combined with its technical positioning, suggests an environment where upward price action is more likely, especially as institutional liquidity continues to re-enter growth technology stocks.

Fundamental analysis

From a fundamental perspective, StoneCo stakes its claim as one of Latin America’s most enterprising fintechs. Q1 2025 results reflect 19% year-over-year revenue growth, with gross profit up 35% and adjusted EPS climbing by 36%. These numbers are compounded by successful margin expansion strategies, product innovation, and continued penetration into underbanked Brazilian SMEs.

Valuation multiples underscore that StoneCo remains attractively priced. The forward P/E ratio is just 11.3, while Price/Sales sits at 1.96 and Price/Book at 2.10—levels that look compelling relative to both global fintech peers and the company’s projected earnings growth. Unlike some high-growth fintechs, StoneCo has managed to combine operational profitability with rapid scaling. The brand’s early-mover advantage in PIX integration, strong market share in payments, and expanding portfolio in digital banking all build a multi-year runway for growth.

• Well-established leadership in SME-focused digital payments
• Continuous product innovation, including full-stack fintech solutions and deposit platforms
• Deep local market expertise and robust regulatory positioning
• A scalable technology platform enabling operational leverage as the user base expands

Volume and liquidity

Trading volume is a key barometer of institutional market confidence, and StoneCo has delivered robust figures with a three-month average of 6.09 million shares per day. This high liquidity ensures efficient price discovery and allows both retail and institutional investors to build or modulate positions without significant slippage. The relatively tight float—given its market cap of $4.39 billion—supports dynamic valuation and can amplify upward moves during positive news cycles or bullish flows into the tech sector.

Catalysts and positive outlook

Several catalysts position StoneCo for sustained outperformance. The company is monetizing PIX, Brazil’s instant payment system, faster than many competitors, capturing a growing share of payment flows and transaction fees. Margin expansion via repricing strategies, alongside successful digital banking and deposit product initiatives, underpin a compelling story of profitable growth.

The Brazilian fintech regulatory landscape continues to evolve favorably, with authorities promoting digital inclusion and innovation while reducing entry barriers for technology-driven solutions. StoneCo’s recent regulatory approvals and enhancements, including the SCFI License, allow it to broaden its product suite and client reach.

Additionally, technology-driven transformation within the SME sector in Brazil remains robust. As adoption of digital payments deepens, StoneCo’s focus on cross-selling and upselling within its growing base creates incremental revenue streams. Industry analysts also cite the company’s premium position as a preferred M&A target or strategic partner for global players seeking exposure to Brazil’s fintech market.

• Ongoing market share gains in underserved small business segments
• Strategic execution on time deposits and new digital offerings
• Well-received balance between earnings growth and reinvestment for scale
• Upgraded analyst targets and strong institutional coverage, signaling renewed interest
• Long-term tailwinds from the secular digitization of payments in the region

Investment strategies

StoneCo offers compelling arguments for both short-, medium-, and long-term investment strategies.

• Short-term: The current technical setup, including multiple buy signals from moving averages and short-term support, makes StoneCo an attractive candidate for momentum-driven entrants. The stock remains close to its all-time high, yet short-term pullbacks to the $15.80–$16.00 level offer potentially favorable entry points.
• Medium-term: For swing traders and investors seeking exposure to the ongoing fintech surge in Brazil, StoneCo’s upcoming quarterly earnings and continued operational execution provide meaningful catalysts. Positioning ahead of anticipated upward revisions or further positive surprises could be advantageous.
• Long-term: StoneCo is building out a fintech ecosystem that benefits from substantial secular trends, including digital banking adoption, SME modernization, and rising e-commerce. The company’s proven management, prudent risk controls, and low relative P/E create scope for meaningful outperformance as both macro and industry headwinds abate.

Across all horizons, timing entries on technical consolidation or ahead of upcoming product and earnings catalysts enhances the risk/reward profile. Given its liquidity, upward momentum, and strategic strengths, StoneCo seems to represent an excellent opportunity for both tactical trades and buy-and-hold portfolios.

Is it the right time to buy StoneCo?

StoneCo combines a robust business model, strong financial results, bullish technical positioning, and multiple catalysts for growth. With attractive multiples, market-leading products, and a proven ability to outpace expectations, the stock’s fundamentals justify renewed interest from the global investment community. As analysts revise their targets upward and volume remains elevated, StoneCo appears to be entering a new bullish phase that distinguishes it from its peers within the global fintech universe.

In this context, the combination of operational excellence, innovation, and a favorable market environment points to a window of opportunity that deserves serious consideration from forward-thinking investors. For those seeking exposure to Brazil’s digital transformation, StoneCo stands out as a growth engine well-positioned to benefit from the sector’s momentum and scale. The stock now offers an ideal platform to capture both short-term upside and long-term structural growth.

StoneCo seems poised for robust performance, making it a name that should be firmly on the radar of any investor wishing to benefit from the next wave of fintech-driven expansion.

How to buy StoneCo stock in Singapore?

Buying StoneCo stock online as a Singapore investor is both simple and secure when using a regulated broker. You have two main methods: purchasing the shares directly (often called spot buying) or trading via contracts for difference (CFDs). Spot buying means you actually own the shares, while CFDs let you trade on price movements with leverage, without taking ownership. Both routes are easily accessible and can be managed from a secure trading platform. A comparison of leading brokers for StoneCo is available further down this page.

Spot buying

With cash (spot) buying, you become a direct shareholder in StoneCo. This means you own the actual shares and may participate in any corporate actions, such as voting or potential dividends. Regulated brokers usually charge a fixed commission per order, typically ranging from SGD 5 to SGD 20, depending on the platform.

Gain Scenario: StoneCo Share Investment

If the StoneCo share price is $16.18 USD (about SGD 22), you can buy around 45 shares with a SGD 1,000 stake, including a brokerage fee of roughly SGD 7.
✔️ Gain scenario:
If the share price rises by 10%, your shares are now worth SGD 1,100.
Result: +SGD 100 gross gain, i.e. +10% on your investment.

Trading via CFD

CFD (Contract for Difference) trading allows you to speculate on StoneCo’s share price movements without owning the underlying shares. You can use leverage to amplify your exposure. Fees include the spread (a small difference between buy and sell price) and overnight financing costs if you hold the position beyond one day.

CFD Gain Scenario: StoneCo Shares

You open a CFD position on StoneCo shares, with 5x leverage and a SGD 1,000 stake.
This gives you a market exposure of SGD 5,000.
✔️ Gain scenario:
If the stock rises by 8%, your position gains 8% × 5 = 40%.
Result: +SGD 400 gain, on a bet of SGD 1,000 (excluding fees).

Final advice

Before investing, it is vital to compare brokers’ fees, trading conditions, and available features to find the best fit for your needs. The right choice between direct share ownership and CFDs depends on your own investment objectives, risk appetite, and trading style. For broker comparisons focused on StoneCo, see the table further down the page.

Our 7 tips for buying StoneCo stock

The latest news about StoneCo

StoneCo shares surge 8.23% this week, driven by strong Q1 2025 earnings and positive market sentiment. StoneCo’s stock has appreciated significantly in the past week on NASDAQ, reflecting its robust Q1 2025 results that exceeded analyst expectations on both top and bottom lines. With year-to-date gains surpassing 100%, this positive price action signals investors’ renewed confidence and growing institutional interest, especially as the Brazilian fintech sector continues to expand rapidly.

Q1 2025 reveals 19% YoY revenue growth and 35% increase in gross profit, beating consensus forecasts. The company reported R$13.27 billion in trailing twelve-month revenue and a 35% rise in gross profit, confirming effective execution and margin improvement through its repricing strategy. Adjusted EPS grew 36% year-over-year, further signalling efficient cost management. These achievements have prompted upgrades from leading analysts such as Santander and Barclays, directly supporting StoneCo’s momentum in key global markets.

Technical momentum remains strong as StoneCo trades above key moving averages with bullish signals in place. Technical analysis points to a highly constructive outlook: the share price is now above all major moving averages, and the 14-day RSI is at 65.61, denoting ongoing buying activity. The stock’s MACD remains positive, with recent action approaching the 52-week high of $16.32. This sustained momentum is relevant to Singaporean investors seeking exposure to high-growth global fintech equities.

Ongoing monetization of Brazil’s PIX payment system and digital banking expansion strengthen StoneCo’s growth narrative. StoneCo’s early and successful integration of the PIX instant payment system underpins new revenue streams, with the company expanding product offerings for SMEs and building a loyal base in digital banking. These strategic moves in Brazil’s fintech ecosystem may interest Southeast Asian market analysts, given the parallel between Latin American and ASEAN digital payment growth trends.

StoneCo’s value proposition is reinforced by a forward P/E of 11.30 and operational leverage despite competition and evolving regulations. With a forward P/E of 11.30 and a price-to-sales ratio of 1.96, StoneCo appears attractively valued relative to its growth rate and sector peers. The company’s product innovation, successful margin improvement, and dominant position in Brazil’s SME segment reduce risk while offering significant upside, a narrative relevant to SG investment professionals monitoring global fintech disruptors.

FAQ

P. Laurore

Finance expert

Co-founder of HelloSafe and holder of a Master's degree in finance, Pauline has recognised expertise in personal finance, which she uses to help users better understand and optimise their financial choices. At HelloSafe, Pauline plays a key role in designing clear, educational content on savings, investments and personal finance. Passionate about financial education, Pauline strives, with every piece of content she oversees, to provide reliable, transparent and unbiased information for independent and informed financial management. To this end, she has tested over 100 trading platforms to help internet users make the right choices.