Should I invest in Ping An Insurance stock in Singapore this 2025?

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At HelloSafe, our expert has been tracking the performance of Ping An Insurance for over three years. Every month, hundreds of thousands of users in Singapore trust us to analyse market trends and identify the best investment opportunities. Our analyses are provided for informational purposes and do not constitute investment advice. In accordance with our ethical charter, we have never been, and will never be, compensated by Ping An Insurance.

What is Ping An Insurance?

*Estimated based on quarterly and annualised disclosures for 2024.

The Ping An Insurance Stock Price

The price of Ping An Insurance stock is stable this week. The current share price is HK$50.05, showing a minor drop of HK$0.05 (-0.10%) over the past 24 hours, with recent weekly data not available. The company has a market capitalization of HK$911.42 billion and its average 3-month trading volume is 51 million shares. Ping An Insurance trades at a P/E ratio of 6.86, offers a dividend yield of 5.56%, and its stock beta stands at 0.91. Supported by sector leadership and rising profitability, Ping An Insurance combines growth potential with moderate volatility for investors in Singapore.

Our Full Analysis of the Ping An Insurance Stock

Having reviewed Ping An Insurance's most recent financial results and stock performance over the past three years, we have applied our proprietary algorithms to synthesize diverse signals from financial statements, technical charts, market flows, and peer group dynamics. This comprehensive analysis leverages both quantitative indicators—such as price trends, trading volumes, valuation ratios—and qualitative assessments like management strategy and sector innovation. So, why might Ping An Insurance stock once again become a strategic entry point into the Asian integrated financial services and insurance sector in 2025?

Recent performance and market context

Ping An Insurance stock is currently trading at HK$50.05, reflecting a stable price structure with only marginal intraday movement (-0.10% over 24 hours) and a notable 12.4% gain over the past six months. The stock’s year-on-year performance is particularly impressive, with the ADR up 34.1%, demonstrating robust recovery and outperformance versus many regional and global financial peers. This rebound has been supported by strong operational momentum, rising new business values, and Ping An’s agility in adapting to a rapidly evolving regulatory and technological landscape. China’s gradual stabilization of its macroeconomic policies and an improving outlook for insurers have also provided a fertile environment for Ping An’s continued expansion, while the broader Asian insurance sector benefits from rising financial penetration and demographic tailwinds.

Recent highlights include double-digit growth in the company’s most profitable new business segments, spearheaded by the life and health business, which saw new business value (NBV) grow by nearly 35%. Ping An’s multi-channel expansion—especially the extraordinary performance in bancassurance (+171%) and community finance—has further cemented its leadership. These advances, combined with advancements in embedded health platforms, resonate strongly with Singapore investors given the city-state’s focus on digital transformation in finance and medtech integration.

Technical analysis

Our multifactor technical review confirms that Ping An Insurance is supported by constructive signals on multiple timeframes. The stock’s Relative Strength Index (RSI) stands at 51.21, indicating a neutral but stable momentum and leaving substantial room for upward moves without risk of overbought exhaustion. The MACD (-0.05) is at a pivotal point and, while close to flat, is supported by solid buy signals across key moving averages: the price remains above the 100- and 200-day averages, both above HK$47.50. These technical supports are reinforced by a strong “Strong Buy” consensus from technical analysts, with 10 out of 12 signals currently indicating a bullish structure.

Critically, the stock is holding above its major technical support at HK$48.70—a level respected repeatedly through minor corrections—while posting resistance at HK$50.85, a break above which could confirm a bullish breakout. In the context of sector rotation and renewed appetite for large-cap Asian financials, Ping An’s consistent stability relative to the index, coupled with a beta of 0.91, suggests lower volatility and downside risk than many regional technology stocks. The current chart construction and technical sentiment both support the view that Ping An Insurance could be entering an attractive accumulation phase, especially for medium- to long-term positioning.

Fundamental analysis

Underpinning Ping An Insurance’s market resilience are its robust fundamentals. The company currently boasts a market capitalization of HK$911.42 billion—a testament to its scale and systemic importance. Total assets have surged to an impressive RMB 13.18 trillion, giving Ping An one of the strongest balance sheets in the region. Despite navigating a complex macroeconomic landscape, Q1 2025 results came in line with expectations: operating profit attributable to shareholders climbed 2.4% year-on-year, while operating profit from Life & Health rose 5%. Most notably, NBV from Life & Health soared 34.9%, an exceptional achievement in a competitive market.

Valuation remains highly attractive: the normalized price/earnings ratio stands at 6.86, well below the sector average for large, diversified financial services groups, offering significant re-rating potential. The dividend yield is robust at 5.56%, reinforcing Ping An’s appeal to income-oriented investors. The company’s platform-based approach—which seamlessly integrates insurance, banking, asset management, and health—confers additional structural strength, enhancing cross-sell potential and operational leverage. Management has articulated a clear path towards further digital transformation, ongoing cost efficiency, and sustainable growth, supported by an innovation engine recognized across national AI competitions and patent filings.

Volume and liquidity

Ping An Insurance’s high average daily trading volume—around 51 million shares over three months—reflects strong investor engagement and robust market liquidity. This depth of trading underscores institutional confidence, reduces price manipulation risk, and ensures efficient price discovery. Moreover, the broad-based institutional and retail ownership mix supports dynamic valuation, as liquidity and free float allow for swift absorption of both positive and negative market signals. In contrast to many mid-cap Asian insurers, Ping An’s scale and visibility make it a reliable portfolio anchor for both active traders and SG-based investors seeking regional diversification.

Catalysts and positive outlook

• AI-driven transformation: The company is implementing advanced AI language and vision models, with over 55,000 patents filed, enhancing underwriting, claims, and distribution efficiency.
• Business model resilience: The rapid growth of digital bancassurance and community-based finance channels (+170%+ YoY) reflects Ping An’s ability to capture shifts in distribution preferences.
• Health and eldercare ecosystem: With 63% of the retail client base engaged in Ping An’s health ecosystem, the group has become the reference for holistic financial and medical services in China—an innovation environment that resonates with Singapore’s own Smart Nation goals.
• Strategic partnerships: Extensive networks with 37,000 hospitals and 239,000 pharmacies strengthen Ping An’s data edge and service stickiness in the world’s largest insurance market.
• Regulatory and macro trends: Proactive compliance and sector leadership have positioned Ping An to benefit from future liberalization, digitalization boosts, and cross-border insurance flows between China and ASEAN.

The integration of these cross-sector competencies and the ongoing digital pivot provide Ping An Insurance with a visible, sustainable, and repeatable pipeline of growth opportunities. Environmental, social, and governance (ESG) leadership—exemplified through investments in healthcare and accessibility—further enhances Ping An’s long-term value proposition.

Investment strategies

• Short-term: With the stock holding above support and momentum building, short-term traders could capitalise on technical breakouts above HK$50.85, targeting the upper end of the recent range.
• Medium-term: Investors looking for 6–12 month appreciation may find value in accumulating at the current P/E and yield levels, while monitoring catalysts such as interim results, regulatory updates, and channel expansion performances.
• Long-term: For those seeking durable compounding, Ping An provides exposure to Asia’s long-term insurance and fintech megatrends, underpinned by digital disruption, demographic growth, and rising household incomes across China and the wider region. Ownership at this stage could allow investors to benefit from secular tailwinds and digital ecosystem monetization.

Ping An Insurance seems ideally positioned at a technical base, before what could be another bull phase amidst ongoing innovation, sector leadership, and operational execution.

Is it the right time to buy Ping An Insurance?

In summary, Ping An Insurance brings together a unique combination of deep regional market access, cutting-edge digitalization, compelling valuation, and sustained profitability, all anchored by best-in-class leadership and a relentless focus on customer-centric transformation. The company’s latest business momentum—evidenced by rapid gains in new business value and robust profit margins—reinforces its defensive moat and growth DNA. With its market trading at 6.86 times earnings, a 5.56% dividend yield, and broad-based momentum from AI to healthcare, the stock seems to represent an excellent opportunity for exposure to Asia’s next phase of integrated financial and healthcare growth.

For Singapore investors seeking resilient income, growth, and exposure to innovative pan-Asian financial services, Ping An Insurance may be entering a new bullish phase that justifies renewed interest at the current technical and valuation levels. Such structural strengths and future-ready strategy reinforce conviction in its potential upside—making now a compelling moment to take a closer look.

How to Buy Ping An Insurance Stock in Singapore

Buying Ping An Insurance stock online is simple and secure when you use a regulated broker in Singapore. Investors can choose between spot buying, where you own the actual shares, or CFD trading, which allows you to speculate on price movements without ownership. Both options are accessible and available on most online trading platforms. For more help choosing the right broker, you’ll find a comparison guide further down the page.

Cash buying

When you buy Ping An Insurance shares in cash, you become a direct shareholder on the Hong Kong Exchange. Local brokers charge a fixed commission per order, typically around SGD 5 to SGD 15.

Gain scenario

If the Ping An Insurance share price is HKD 50.05, you can buy about 19 shares with a SGD 1,000 stake, including a brokerage fee of around SGD 5.

If the share price rises by 10%, your shares are now worth about SGD 1,100. Result: +SGD 100 gross gain, i.e. +10% on your investment.

Trading via CFD

CFDs let you trade on Ping An Insurance’s price changes without owning the underlying shares. These products allow the use of leverage, boosting both gain potential and risk. Costs include the spread (difference in buy/sell prices) and overnight financing if positions are held for more than a day.

Gain scenario

You open a CFD position on Ping An Insurance shares, with 5x leverage and a SGD 1,000 stake. This gives you a market exposure of SGD 5,000.

If the stock rises by 8%, your position gains 8% × 5 = 40%.

Result: +SGD 400 gain, on a bet of SGD 1,000 (excluding fees).

Final advice

Always compare brokers’ fees, platforms, and terms before investing—our comparison section below can help you make the right choice. The best method for buying Ping An Insurance shares depends on your financial goals and the type of investing experience you want.

Our 7 tips for buying Ping An Insurance stock

The latest news about Ping An Insurance

Ping An Insurance’s stock continued a steady upward trend on the HKEX, reflecting strong fundamentals and renewed investor interest. The past week saw the share price consolidating above the HK$50 support, with favorable market momentum supported by healthy trading volumes and a “Strong Buy” technical signal from leading analysts, reinforcing its appeal to institutional investors in Asia and Singapore.

The company announced robust first quarter 2025 results with operating profit and new business value rising year-on-year. In particular, Life & Health new business value surged by 34.9% and operating profit attributable to shareholders increased by 2.4%, confirming Ping An Insurance’s effective execution in its health and insurance strategies, which are closely watched by regional market participants.

Strategic advances continue in artificial intelligence and digital transformation, further differentiating the group in the financial sector. Ping An Insurance has reported over 55,000 patent applications and ongoing integration of AI-powered solutions across its service ecosystem, making it a preferred technology-driven financial group for investors seeking innovative exposure in China and across Asia-Pacific.

Expansion into multi-channel distribution and health services underpins Ping An Insurance’s competitive position and regional relevance. The company has grown its bancassurance and community finance channels at triple-digit rates, and nearly two-thirds of its 245 million retail customers now benefit from its health ecosystem—an approach resonating with long-term investors in Singapore looking for comprehensive financial and healthcare platforms.

Dividend yield remains attractive for Singapore investors, supported by a solid payout ratio and a 12-month performance of +34% in the ADR. With a 5.56% yield and stable distribution track record, Ping An Insurance offers SG-based investors a rare combination of income and capital appreciation within the sector, making it a strong candidate for regional portfolios seeking China exposure.

FAQ

A. Fruchard

Insurance expert

Co-founder of HelloSafe and an experienced entrepreneur in the insurance and personal finance sector, Antoine uses his experience and in-depth knowledge of the market to help Internet users make the right choices. With an MBA in economics, he is a committed expert whose mission is to make personal finance and insurance issues simple and understandable. With a rich career marked by the creation of innovative companies, Antoine's ambition has always been to bring transparency to complex issues and to give power back to consumers. With HelloSafe, he continues to translate this vision by providing accurate advice, impartial comparisons and detailed explanations of travel insurance. He has analysed hundreds of contracts to reveal the best options available on the market.