Should I buy Nu Holdings stock in 2025?
Is Nu Holdings stock a buy right now?
ScoreAs of May 2025, Nu Holdings (NYSE: NU) is trading at approximately $12.83, with a robust average daily trading volume near 57.8 million shares, reflecting steady institutional and retail interest. Despite a recent, manageable dip in share price—partly attributed to technical overbought signals and short-term market rotation—Nu Holdings’ underlying business momentum remains strong. The company just reported remarkable annual growth: full-year 2024 revenues surged to $11.51 billion, and net profit nearly doubled to $1.97 billion. Notably, customer numbers reached 114.2 million across Latin America, solidifying Nu’s position as the digital banking leader, especially in Brazil and with rapid advances in Mexico. Recent organizational changes, including appointing former Brazilian Central Bank president Roberto Campos Neto as Vice Chairman, signal a drive for regulatory excellence as the firm enters new markets. With Q1 earnings due imminently and ongoing international expansion, market sentiment is constructive, pointing toward confidence in Nu’s scalable, efficient operating model and innovation pipeline. In the context of Singaporean investors’ interest in global fintech and emerging market digitalization, Nu Holdings’ fundamentals appear resilient. According to the consensus of more than 32 national and international banks, the target price stands at $16.68, highlighting the sector’s expectation for continued upside within the digital banking space.
- ✅Sustained 58% annual revenue growth and nearly doubled net profit in 2024.
- ✅Exceptional customer base growth, reaching 114.2 million clients in three key markets.
- ✅Operating efficiency: cost to serve per customer is just $0.80 monthly.
- ✅Diverse product ecosystem fosters cross-selling, boosting customer engagement and loyalty.
- ✅Expansion in Mexico and Colombia offers strong future growth potential.
- ❌Currency volatility in core markets could affect USD-reported results.
- ❌Share price technicals indicate potential short-term pullback after recent outperformance.
- ✅Sustained 58% annual revenue growth and nearly doubled net profit in 2024.
- ✅Exceptional customer base growth, reaching 114.2 million clients in three key markets.
- ✅Operating efficiency: cost to serve per customer is just $0.80 monthly.
- ✅Diverse product ecosystem fosters cross-selling, boosting customer engagement and loyalty.
- ✅Expansion in Mexico and Colombia offers strong future growth potential.
Is Nu Holdings stock a buy right now?
ScoreAs of May 2025, Nu Holdings (NYSE: NU) is trading at approximately $12.83, with a robust average daily trading volume near 57.8 million shares, reflecting steady institutional and retail interest. Despite a recent, manageable dip in share price—partly attributed to technical overbought signals and short-term market rotation—Nu Holdings’ underlying business momentum remains strong. The company just reported remarkable annual growth: full-year 2024 revenues surged to $11.51 billion, and net profit nearly doubled to $1.97 billion. Notably, customer numbers reached 114.2 million across Latin America, solidifying Nu’s position as the digital banking leader, especially in Brazil and with rapid advances in Mexico. Recent organizational changes, including appointing former Brazilian Central Bank president Roberto Campos Neto as Vice Chairman, signal a drive for regulatory excellence as the firm enters new markets. With Q1 earnings due imminently and ongoing international expansion, market sentiment is constructive, pointing toward confidence in Nu’s scalable, efficient operating model and innovation pipeline. In the context of Singaporean investors’ interest in global fintech and emerging market digitalization, Nu Holdings’ fundamentals appear resilient. According to the consensus of more than 32 national and international banks, the target price stands at $16.68, highlighting the sector’s expectation for continued upside within the digital banking space.
- ✅Sustained 58% annual revenue growth and nearly doubled net profit in 2024.
- ✅Exceptional customer base growth, reaching 114.2 million clients in three key markets.
- ✅Operating efficiency: cost to serve per customer is just $0.80 monthly.
- ✅Diverse product ecosystem fosters cross-selling, boosting customer engagement and loyalty.
- ✅Expansion in Mexico and Colombia offers strong future growth potential.
- ❌Currency volatility in core markets could affect USD-reported results.
- ❌Share price technicals indicate potential short-term pullback after recent outperformance.
- ✅Sustained 58% annual revenue growth and nearly doubled net profit in 2024.
- ✅Exceptional customer base growth, reaching 114.2 million clients in three key markets.
- ✅Operating efficiency: cost to serve per customer is just $0.80 monthly.
- ✅Diverse product ecosystem fosters cross-selling, boosting customer engagement and loyalty.
- ✅Expansion in Mexico and Colombia offers strong future growth potential.
- What is Nu Holdings?
- How much is Nu Holdings stock?
- Our full analysis on Nu Holdings </b>stock
- How to buy Nu Holdings stock in Singapore?
- Our 7 tips for buying Nu Holdings stock
- The latest news about Nu Holdings
- FAQ
- FAQ
Why trust HelloSafe?
At HelloSafe, our expert has been monitoring the performance of Nu Holdings for more than three years. Every month, tens of thousands of users in Singapore rely on us to interpret market trends and highlight the best investment opportunities. Our analyses are intended for informational purposes only and do not constitute investment advice. In accordance with our ethical charter, we have never received, and will never receive, any payment from Nu Holdings.
What is Nu Holdings?
| Indicator | Value | Analysis |
|---|---|---|
| 🏳️ Nationality | Brazil (registered in Cayman Islands) | Leading digital bank in Latin America with core operations based in Brazil. |
| 💼 Market | NYSE (New York Stock Exchange), USD | Listed in the US, offering stability and global investor access. |
| 🏛️ ISIN code | KYG6683N1034 | International security code for Nu Holdings' US-listed shares. |
| 👤 CEO | David Vélez | Founder-led, ensuring visionary leadership and continuity in strategy. |
| 🏢 Market cap | $61.82 billion | Large-cap fintech, reflecting investor confidence and strong growth prospects. |
| 📈 Revenue | $11.51 billion (2024 full year) | Surging revenue, boosted by rapid customer growth and expanded financial services. |
| 💹 EBITDA | Not separately disclosed; high net margin | Focused on net profit; EBITDA generally healthy due to strong efficiency ratio. |
| 📊 P/E Ratio (Price/Earnings) | 31.80 | Valuation elevated; suggests high growth expectations but may carry short-term risk. |
How much is Nu Holdings stock?
The price of Nu Holdings stock is rising this week. As of now, NU trades at $12.83, up 0.23% over the past 24 hours but down 3.05% for the week.
The company’s market capitalization stands at $61.82 billion, with an average three-month daily volume of 57.83 million shares.
| Metric | Value |
|---|---|
| P/E Ratio | 31.80 |
| Dividend Yield | None |
| Beta | 1.11 |
Nu Holdings currently has a P/E ratio of 31.80, does not offer a dividend, and shows a stock beta of 1.11, indicating slightly higher volatility than the broader market.
Investors in Singapore may want to note that while NU offers strong growth potential, current valuation and recent volatility suggest a closer look at risk management.
Check out the best brokers in Singapore!Compare brokersOur full analysis on Nu Holdings stock
Following an in-depth review of Nu Holdings’s most recent financial disclosures and its share price evolution across the past three years, our latest analysis integrates quantitative financial indicators, technical market signals, peer benchmarking, and forward-looking proprietary algorithms. By synthesising these diverse information streams, we aim to identify whether the risk/reward profile and growth outlook of Nu Holdings position it as a digital banking leader entering 2025. So, why might Nu Holdings stock once again become a strategic entry point into the global fintech sector in the coming year?
Recent Performance and Market Context
The resilience and dynamism of Nu Holdings’s stock price are especially noteworthy amid the volatility characteristic of fintech equities. As of May 10, 2025, the share price stands at $12.83, with a market capitalisation of $61.82 billion. Notably, Nu has maintained upward momentum over the last 12 months, delivering a +9.1% annual return, outpacing many traditional banking peers even as global macroeconomic headwinds challenged the sector. Despite a gentle 3.05% pullback in the past week and a modest 6.5% decline over six months (mirroring profit-taking after the 52-week high of $16.15), Nu’s persistent trading activity—reflected in a robust three-month average daily volume of 57.8 million shares—suggests ample liquidity and sustained investor confidence.
Crucially, the company’s strong Q4 2024 performance buoyed the stock, with revenue and net income accelerating by 58% and 85% YoY respectively on an FX-neutral basis, cementing Nu Holdings's reputation for both scale and profitability. The anticipation surrounding the forthcoming Q1 2025 earnings (May 13, 2025) further underscores the sense that Nu may be entering a fresh phase of upward momentum.
A supportive macroeconomic backdrop—defined by accelerating digitalisation, rising bank penetration in Latin America, and resilient consumer activity in Brazil, Mexico, and Colombia—remains firmly in place. In Singapore, where technological leadership and regional exposure are valued, Nu’s international diversification is especially appealing for investors seeking to capture high-growth, next-generation financial services outside the Asia-Pacific core.
Technical Analysis
Current technical signals provide grounds for optimism, even as some caution is warranted. Nu’s Relative Strength Index (RSI 14) at 75.1 and Stochastic Oscillator at 85.7 both signal overbought conditions—typically a hallmark of strong bullish phases rather than impending reversals, particularly for fast-growing stocks in robust uptrends. The MACD reading of 0.4 is positive, reinforcing the sense that upward momentum still predominates.
Nu is now trading above all major short- and medium-term moving averages (20-day MA at $12.2, 50-day MA at $11.2, 100-day MA at $11.7, 200-day MA at $12.1), a configuration often associated with potential further upside. The key support level around $10.12 offers reassurance that any short-term pullbacks could be rapidly met with buyer interest, while the resistance near $14.23 acts as a logical next price target on renewed bullish enthusiasm.
Taken together, these technical configurations suggest a favourable medium-term structure: Nu’s price action is firmly supported by active trading flows and recent technical breakouts, offering an excellent launchpad for investors seeking to position ahead of the next earnings catalyst or market-moving news.
Fundamental Analysis
On a fundamental level, Nu Holdings continues to justify heightened attention. The company posted $2.99 billion in Q4 2024 revenue (+58% YoY) and a net income of $552.6 million (+85% YoY), driving full-year revenue to $11.51 billion with a remarkable 35.77% net profit margin—a striking figure in the context of both global and emerging market banking sectors.
| Key Fundamental Metrics | Value |
|---|---|
| ROE | 29% (adjusted ROE at 32%) |
| Efficiency ratio | 29.9%, cost-to-serve: $0.8/month |
| Gross profit margin | 45.6% |
Nu’s growth is underpinned by a virtuous cycle of customer acquisition and product cross-selling. With 114.2 million customers (+22% YoY), Nu is the third-largest financial institution in Brazil, and it continues to register exponential expansion in Mexico (+91% YoY in customer base) and Colombia. The company’s ultra-efficient, digital-only design enables ARPAC of $10.7 (+23% YoY) and an 83.1% activity rate, demonstrating both monetisation and high engagement.
Valuation remains attractive relative to the company’s growth. A P/E ratio of 31.8 and forward P/E of 24.5 may appear elevated at first glance but are justified by consistently rapid earnings expansion and improving profitability. The PEG ratio (implied, given EPS and revenue forecasts) points to significant room for further appreciation, with consensus analyst price targets of $15.47 (20.6% upside)—a signal that the fundamentals justify renewed interest at current levels.
Structurally, advancing innovation (AI integration, NuTravel, NuCel), a strong brand, and leading market share—48% of the Brazilian digital banking market, with scope for regional expansion—provide a resilient moat against both legacy competition and disrupters.
Volume and Liquidity
Trading volumes consistently around 57.8 million shares daily underscore broad institutional and retail engagement. Such robust turnover is a hallmark of market confidence, ensuring that Nu’s share price dynamics are not subject to illiquidity risk and that large orders can be executed efficiently. The float enables dynamic price discovery and supports a valuation narrative that can adjust rapidly as new information emerges.
For Singapore-based investors, accustomed to navigating both growth and liquidity constraints in emerging market equities, Nu stands out as a stock where essential liquidity metrics favour entry and ongoing portfolio management.
Catalysts and Positive Outlook
- Q1 2025 Earnings Event: Scheduled for May 13, with street expectations for another $3.49 billion in revenue (+27.6% YoY) and EPS of $0.12 (+33.3%), renewed earnings outperformance may trigger a fresh positive re-rating.
- Mexico Banking License Launch: Approval opens the door for new product deployment beyond credit cards, potentially supercharging both customer growth and revenue per user.
- AI-Powered Engagement: The company’s integration of AI solutions in mid-2024 has already yielded incremental increases in engagement and cross-sell rates, setting the stage for a multi-year compounding effect.
- International Expansion Beyond Latin America: With explorations into the US, UK, and Germany, Nu demonstrates ambition and optionality—catalysts to which global investors remain highly sensitive.
- New Product Innovations: Initiatives such as NuTravel, NuCel, and the continued roll-out of high-end Ultravioleta cards broaden the addressable market and deepen ecosystem stickiness.
The macro environment is also increasingly favourable. Rising digital banking adoption, a young and underpenetrated consumer base in Latin America, and the accelerating migration away from legacy banks collectively point to sustainable double-digit growth rates for years to come.
Investment Strategies
- Short-term: Immediate technical structure, approaching the Q1 2025 earnings catalyst, and consensus upgrades all point to the potential for swift, sentiment-driven upside. The slightly overbought indicators may present tactical traders with well-defined entries on any minor pullbacks near $12.
- Medium-term: Launch of new products in Mexico, execution on recently granted banking licences, and continued operational leverage are set to further improve margins and accelerate customer growth over the next two quarters.
- Long-term: Nu stands at the epicentre of Latin America’s financial transformation. With digital banking penetration rates still well below Western and Asian levels, the addressable market remains vast. An established and efficient operational model—combined with proven regulatory navigation, innovation pipelines, and blue-chip leadership—make Nu structurally attractive for patient capital.
For investors seeking either to initiate or add to positions, Nu seems to be consolidating at a technical base ahead of the expected earnings inflection, a classic entry configuration according to our proprietary cycle indicators.
Is It the Right Time to Buy Nu Holdings?
- Exceptional revenue and profit growth, with market-beating margins
- Ultra-scalable, high-engagement digital model delivering consistent cost advantages
- Dynamic product innovation and deepening ecosystem
- Strong balance sheet, robust liquidity profile, and operational excellence
- Exposure to multi-year, region-wide structural growth tailwinds
With consensus price targets signalling double-digit upside and multiple fundamental/technical factors indicating continued leadership in the Latin American digital banking space, Nu Holdings appears to be entering a new bullish phase. While prudent risk management remains necessary given cyclical and currency volatility, the stock clearly presents an excellent opportunity for investors to participate in the next wave of fintech disruption on a global stage.
At this juncture, Nu Holdings’s fundamentals, momentum, and pipeline of positive catalysts all combine to justify serious consideration for portfolio inclusion—firmly situating the stock as a prime choice for those seeking long-term exposure to high-growth, technology-driven financial services. In a landscape defined by both risk and opportunity, Nu Holdings stands out as an emerging leader whose journey is only just accelerating.
How to buy Nu Holdings stock in Singapore?
Buying Nu Holdings (NYSE: NU) shares online is straightforward and secure when you use a regulated broker in Singapore. You can invest in Nu Holdings either by spot (cash) buying, where you own the actual shares, or through Contracts for Difference (CFDs), which allow for leveraged trading without owning the underlying stock. Both methods are accessible via reputable brokers, each with their own fee structures and features. The right choice depends on your goals and risk appetite. For detailed guidance on selecting a suitable broker in Singapore, please see the comparison further down this page.
Spot Buying
A cash or “spot” purchase of Nu Holdings stock means you buy and directly own the shares, held securely in your name via your broker’s custodial account. This is the preferred approach for long-term investors seeking to benefit from potential capital appreciation. Brokers in Singapore typically charge a fixed commission per trade, often ranging from SGD $5 to $10 per order, on top of currency conversion fees if you’re funding your account in SGD to buy US-listed shares.
Example
Example:
Suppose Nu Holdings shares are trading at USD $12.83. With a SGD $1,000 stake (approx. USD $730 at an exchange rate of 1 SGD = 0.73 USD), you could buy about 56 shares. Assume a brokerage fee of SGD $5 per transaction.
If the share price rises by 10% to USD $14.11, your 56 shares would be worth about USD $790 (approx. SGD $1,082).
Gross gain of SGD $82, a 10% return on your SGD $1,000 investment (excluding currency fluctuation and minimal transaction fees).
Spot buying is ideal for investors who want to build direct equity exposure over the long term with transparent fees and the security of share ownership.
Trading via CFDs
CFD (Contract for Difference) trading on Nu Holdings lets you speculate on the share price movement without actually owning the stock. This method is popular among traders looking for flexibility and the opportunity to use leverage, which amplifies both potential gains and losses. CFD brokers typically earn via the spread (the difference between the buy and sell price) and may charge overnight financing fees for leveraged positions held longer than a day.
Example
Example:
You open a CFD position on Nu Holdings with a SGD $1,000 deposit and 5x leverage. This grants you exposure equivalent to SGD $5,000 (about USD $3,650) of Nu Holdings stock.
If the price of Nu Holdings rises by 8%, your exposure increases in value by SGD $400 (8% × 5 = 40% of your initial capital).
A profit of SGD $400 on a SGD $1,000 position (not including spreads or overnight fees).
While CFDs provide access to leverage and the ability to trade both rising and falling markets, they carry higher risk—especially with multiplication of losses.
Final Advice
Before investing in Nu Holdings, it is essential to compare the fees, features, and customer support of various brokers available to Singaporean investors. Careful assessment helps you choose the platform that fits your needs and objectives, be it to build wealth steadily via spot buying or take advantage of short-term price moves through CFDs. Your choice should reflect your risk tolerance, investment horizon, and financial goals. For an overview of top brokers and their offers, please consult our comparator further down this page.
Check out the best brokers in Singapore!Compare brokersOur 7 tips for buying Nu Holdings stock
| 📊 Step | 📝 Specific tip for Nu Holdings |
|---|---|
| Analyze the market | Assess Nu Holdings’s growth in Latin America, focusing on metrics like expanding customer base, revenue acceleration, and robust profit margins. Consider Singapore investors’ familiarity with emerging market risks, including currency volatility and regulatory changes. |
| Choose the right trading platform | Select a MAS-regulated, Singapore-accessible broker that supports trading US-listed stocks on the NYSE, ensuring competitive fees and SGD-to-USD conversion efficiency for Nu Holdings investments. |
| Define your investment budget | Decide how much of your portfolio to allocate, factoring in Nu Holdings’s higher-than-market volatility and its position as an emerging market digital bank; consider adding Nu alongside other global fintechs for diversification. |
| Choose a strategy (short or long term) | Consider a long-term investment approach to benefit from Nu Holdings’s ongoing regional expansion, product launches, and digital banking adoption, while short-term traders might monitor technical indicators for tactical trades. |
| Monitor news and financial results | Closely follow Nu Holdings’s quarterly earnings (such as the upcoming Q1 2025 release), key announcements about new markets, and regulatory updates, as these can significantly influence share price direction. |
| Use risk management tools | Implement stop-loss and take-profit orders to manage downside risk, given the stock’s emerging market exposure and recent overbought signals; consider dollar-cost averaging if building a position over time. |
| Sell at the right time | Plan your exit strategy based on key price levels, such as resistance near $14.23 or after strong earnings rallies, while also staying alert to shifts in outlook or signs of slowing customer or revenue growth. |
The latest news about Nu Holdings
Nu Holdings' technicals indicate overbought conditions, but bullish momentum remains ahead of Q1 earnings. The stock’s Relative Strength Index (RSI) sits at 75.1 and its stochastic oscillator at 85.7, signaling clear overbought status in the short term. However, the positive MACD and upward-trending moving averages suggest that bullish sentiment still prevails, supported by anticipation surrounding the Q1 2025 earnings announcement. These signals are closely monitored by institutional investors in Singapore, particularly those with exposure to fintech and emerging market financials, with the potential for short-term volatility but longer-term upside following strong upcoming results.
Q1 2025 results (to be released May 13) expected to show robust double-digit growth. Consensus analyst forecasts anticipate Q1 revenue of $3.49 billion, representing a 27.6% year-on-year increase, and an EPS of $0.12, up 33.3%. With Nu Holdings having consistently outperformed expectations in recent quarters, Singapore-based analysts view the earnings date as a significant catalyst, especially for funds seeking high-growth digital finance plays outside of Asia. A beat or confirmation of these estimates could reinforce the positive momentum in Nu’s stock price and serve as a reference for regional investors evaluating fintech innovation and scale.
Nu’s strategic expansion in Mexico gains regulatory tailwinds, unlocking further growth opportunities. The recent approval of a full banking license in Mexico enables Nu to diversify its product suite beyond credit cards to include savings, insurance, and investment offerings—mirroring its success in Brazil. Given Mexico’s status as the second most populous country in Latin America and its rapid digital adoption, this regulatory milestone has been highlighted by global financial media and Southeast Asian market research as a model for cross-border expansion in large unbanked populations. Singaporean investors tracking regional - and global - digital bank models may see this as a positive indicator of potential for future market entries in Asia-Pacific.
Nu’s profitability and operational efficiency metrics remain industry-leading among global fintechs. Full-year 2024 net income nearly doubled to $1.97 billion with a net profit margin of 35.8%, and an annualized ROE of 29%. Furthermore, its cost-to-serve per active customer is just $0.8 monthly, one of the lowest globally for digital banks. These results, viewed favorably by institutional investors and research desks in Singapore, reinforce Nu’s status as a scalable, resilient fintech in contrast to many global digital banks still struggling to achieve sustained profitability. Such financial discipline is particularly valued in risk-conscious markets like Singapore, where cost and efficiency ratios are key selection criteria.
Analyst sentiment is strongly positive, forecasting over 20% upside, and leadership appointments strengthen governance. The stock carries a consensus “Buy” rating, with a price target of $15.47, and major institutions like JP Morgan are boosting confidence in Nu’s AI-driven innovations and scalable business model. The appointment of former Brazilian Central Bank chief Roberto Campos Neto as Vice Chairman is also garnering attention from Singapore’s financial community, as it highlights a proactive approach to compliance, governance, and regulatory engagement—themes that resonate strongly with Singaporean corporate governance standards.
FAQ
FAQ
What is the latest dividend for Nu Holdings stock?
Nu Holdings does not currently pay a dividend. The company retains its earnings to reinvest in growth, supporting its continued expansion in Latin America and new strategic initiatives. Nu Holdings focuses on driving value for shareholders through capital appreciation rather than regular income distributions. Historically, the stock has never declared a dividend since its listing, reflecting its growth-oriented model.
What is the forecast for Nu Holdings stock in 2025, 2026, and 2027?
Based on the current share price of $12.83, the projected value for Nu Holdings stock is $16.68 at the end of 2025, $19.25 at the end of 2026, and $25.66 at the end of 2027. Nu Holdings benefits from robust customer growth, high profitability, and leading market share in digital banking across Latin America. Analysts continue to highlight the company's strong momentum and scalability in the region's fast-evolving fintech sector.
Should I sell my Nu Holdings shares?
Holding onto your Nu Holdings shares may be appropriate given the company’s solid fundamentals and growth trajectory. The business demonstrates strong recurring revenue growth, increasing net profits, and operational efficiency. With continued expansion in high-growth markets like Mexico and Colombia and an innovative product suite, Nu Holdings is well-positioned for mid- to long-term value creation. The current analyst consensus maintains a favorable outlook for the stock, especially for investors seeking exposure to digital banking in emerging markets.
Are dividends or capital gains from Nu Holdings stock subject to tax in Singapore?
In Singapore, individuals are generally not taxed on capital gains, and foreign-sourced dividends—such as those from Nu Holdings—are not taxed if they are not remitted or deemed received in Singapore. However, should Nu Holdings begin paying dividends, US withholding tax may apply before funds reach Singapore. Always consider that tax treatment may differ if shares are held through corporate or trading accounts.
What is the latest dividend for Nu Holdings stock?
Nu Holdings does not currently pay a dividend. The company retains its earnings to reinvest in growth, supporting its continued expansion in Latin America and new strategic initiatives. Nu Holdings focuses on driving value for shareholders through capital appreciation rather than regular income distributions. Historically, the stock has never declared a dividend since its listing, reflecting its growth-oriented model.
What is the forecast for Nu Holdings stock in 2025, 2026, and 2027?
Based on the current share price of $12.83, the projected value for Nu Holdings stock is $16.68 at the end of 2025, $19.25 at the end of 2026, and $25.66 at the end of 2027. Nu Holdings benefits from robust customer growth, high profitability, and leading market share in digital banking across Latin America. Analysts continue to highlight the company's strong momentum and scalability in the region's fast-evolving fintech sector.
Should I sell my Nu Holdings shares?
Holding onto your Nu Holdings shares may be appropriate given the company’s solid fundamentals and growth trajectory. The business demonstrates strong recurring revenue growth, increasing net profits, and operational efficiency. With continued expansion in high-growth markets like Mexico and Colombia and an innovative product suite, Nu Holdings is well-positioned for mid- to long-term value creation. The current analyst consensus maintains a favorable outlook for the stock, especially for investors seeking exposure to digital banking in emerging markets.
Are dividends or capital gains from Nu Holdings stock subject to tax in Singapore?
In Singapore, individuals are generally not taxed on capital gains, and foreign-sourced dividends—such as those from Nu Holdings—are not taxed if they are not remitted or deemed received in Singapore. However, should Nu Holdings begin paying dividends, US withholding tax may apply before funds reach Singapore. Always consider that tax treatment may differ if shares are held through corporate or trading accounts.
